Next Step Teen Account
Introducing Alabama ONE Next Step Teen Checking
The Teen Account provides safeguards to help teens age 13-17 practice money management skills without having to stress. Both parent and teen will have access to online banking, text notifications, and a mobile app, so that healthy saving and spending habits can be developed. It’s easy to use and fast to set up.
- Access to a free checking account
- Access to a membership savings account
- A credit-union-issued debit MasterCard for easy access to funds
- Digital Banking
- No monthly fee
- $250 purchasing / $250 ATM daily limits to encourage responsible spending habits.
- Additional financial wellness incentives to lay the foundation for a financially healthier future.
If you currently have a custodial or minor account, formerly known as a "Berenstain Bears Cub" account, you can easily transfer to Teen Account by calling or visiting one of our branches.
Already Have a Minor or Custodial Account?
You can transition any existing Minor or Custodial Account to a Teen Account at age 13. This transition allows for a safe passageway into adult financial wellness and provides skills that will last a lifetime.
- You don’t need to click “Apply Now” and do not have to go through new member set up.
- You can easily transfer an existing account and you will maintain your current Member ID.
- To convert an account you will need to visit an Alabama ONE branch or call 1-800-225-0110 and speak to a team member.