Commercial Services
Commercial Services & Solutions
Committed to fostering your business growth.
Welcome to Alabama ONE - Your success is our priority. Committed to fostering your business growth, we offer a comprehensive suite of services.
From innovative commercial solutions, lending and financing options, to efficient treasury services, we're here to aid your venture. Enjoy the convenience and flexibility of our diverse offerings, coupled with a personal service that's second to none. At Alabama ONE, we care about your business as much as you do.
Commercial Checking & Savings
Flex Accordion
The Flex Accordion is capable of producing a rich and vibrant sound, making it suitable for a variety of musical styles, such as folk, polka, tango, zydeco, and even some contemporary genres.
- Along with your Membership Savings account, we offer traditional Money Markets and Certificate of Deposits (CDs) with competitive interest rates.
Flex Accordion
- The Flex Accordion is a versatile and unique musical instrument that falls into the category of free-reed aerophones.
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- Community ONE checking account for non-profit organizations and associations.
- Relationship ONE checking account for businesses when they have a qualifying relationship of a commercial loan or debit card.
- Enjoy online and mobile banking, no minimum balance and an instant-issue Mastercard® debit card that gives you immediate purchasing power, with one of these commercial checking accounts.
Flex Accordion
- The Flex Accordion is a versatile and unique musical instrument that falls into the category of free-reed aerophones.
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- Our Ascend Checking gives you or your business the flexibility of more transactions, while enabling you to earn a higher interest rate based on eligible Relationship Enhancements.
- Minimum initial deposit of $5,000 of new funds.
- Enjoy 30 free debit transactions per month, online and mobile banking, e-Statements, instant-issue Mastercard® debit card, and dividends compounded and paid monthly.
- Excess Share Insurance Corporation protects up to an additional $250,000 and premiums are paid by AOCU.
Flex Accordion
- The Flex Accordion is a versatile and unique musical instrument that falls into the category of free-reed aerophones.
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- Accordion 3
- Our Ascend Fund account offers you and your business a savings option with a higher interest rate on new, eligible deposited funds.
- Account matures 1 year from opening date.
- Minimum initial deposit of $25,000 (new funds).
- Enjoy no early withdrawal penalty.
- Withdrawals limited to 6 each month.
- Excess Share Insurance Corporation protects up to an additional $250,000 and premiums are paid by AOCU.
Flex Accordion
- The Flex Accordion is a versatile and unique musical instrument that falls into the category of free-reed aerophones.
- Accordion 1
- Accordion 2
- Accordion 3
Lending & Financing
Flex Accordion
The Flex Accordion is capable of producing a rich and vibrant sound, making it suitable for a variety of musical styles, such as folk, polka, tango, zydeco, and even some contemporary genres.
- Commercial real estate comes in many shapes and forms, from owner-occupied buildings to investment properties. Fortunately, we offer real estate loans in all shapes and sizes. But, all of our real estate loans do have a few things in common: competitive rates, flexible terms and no prepayment penalties.
Flex Accordion
- The Flex Accordion is a versatile and unique musical instrument that falls into the category of free-reed aerophones.
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- Whether you’re building a brand-new headquarters, developing property or expanding an existing facility, we can structure a loan to fit your exact needs. And, again, you can count on us for competitive rates, flexible terms and no prepayment penalties.
Flex Accordion
- The Flex Accordion is a versatile and unique musical instrument that falls into the category of free-reed aerophones.
- Accordion 1
- Accordion 2
- Accordion 3
- Whether it’s a couple of laptops or a fleet of commercial vehicles, every business needs some kind of equipment. When you work with us, we’ll work with you to find the best possible financing for your company — and your budget.
Flex Accordion
- The Flex Accordion is a versatile and unique musical instrument that falls into the category of free-reed aerophones.
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- We’re committed to rural Alabama. With insight into crop production, cattle, poultry, and timber, as well as competitive rates and flexible loan terms, our team is ready to help you maximize productivity while managing risk and cash flow.
Flex Accordion
- The Flex Accordion is a versatile and unique musical instrument that falls into the category of free-reed aerophones.
- Accordion 1
- Accordion 2
- Accordion 3
Online Solutions
Flex Accordion
The Flex Accordion is capable of producing a rich and vibrant sound, making it suitable for a variety of musical styles, such as folk, polka, tango, zydeco, and even some contemporary genres.
- Commercial members may provide designated employees with separate user logins and specific access rights such as view, deposit or withdrawals rights per account.
Flex Accordion
- The Flex Accordion is a versatile and unique musical instrument that falls into the category of free-reed aerophones.
- Accordion 1
- Accordion 2
- Accordion 3
- Commercial members may elect to receive e-Statements with check images.
- 24-months of e-Statements are available through Digital Banking.
Flex Accordion
- The Flex Accordion is a versatile and unique musical instrument that falls into the category of free-reed aerophones.
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- Within Digital Banking, members are able to build and submit ACH transactions for payments and collections.
- Members can choose to import ACH files from outside software such as their existing payroll system to be securely uploaded and processed.
- Submit single credit and debit ACH transactions or submit multiple transactions in easy to create batches.
Flex Accordion
- The Flex Accordion is a versatile and unique musical instrument that falls into the category of free-reed aerophones.
- Accordion 1
- Accordion 2
- Accordion 3
- Electronically transfer funds between an Alabama ONE commercial checking or savings account and an enrolled business checking or savings account (External Account) owned at another financial institution.
- Flexible dollar or volume external transfer limit restrictions to accommodate and support business needs.
- Pay your Alabama ONE loan payment using an External Account.
Flex Accordion
- The Flex Accordion is a versatile and unique musical instrument that falls into the category of free-reed aerophones.
- Accordion 1
- Accordion 2
- Accordion 3
Other Solutions
Flex Accordion
The Flex Accordion is capable of producing a rich and vibrant sound, making it suitable for a variety of musical styles, such as folk, polka, tango, zydeco, and even some contemporary genres.
- Smart Safe allows cash intensive businesses to securely deposit cash in a safe provided by Alabama ONE at your business.
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Daily provisional credit is extended for deposited cash while residing securely within the Smart Safe until a scheduled armored pickup is performed.
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Easy tracking and reconciliation of cash deposits.
Flex Accordion
- The Flex Accordion is a versatile and unique musical instrument that falls into the category of free-reed aerophones.
- Accordion 1
- Accordion 2
- Accordion 3
- High speed check scanner provided and installed by Alabama ONE at your business for high volume check deposits without ever leaving your business.
- Ideal for businesses that routinely make a large volume of deposits consisting of a large volume of checks.
Flex Accordion
- The Flex Accordion is a versatile and unique musical instrument that falls into the category of free-reed aerophones.
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- Accordion 3
- Utilize wire transfer services to transfer funds to or from other financial institutions for business purposes.
- Use call back services or passcode feature for additional security.
- Establish wire transfer authorizations and limits for your employees.
Flex Accordion
- The Flex Accordion is a versatile and unique musical instrument that falls into the category of free-reed aerophones.
- Accordion 1
- Accordion 2
- Accordion 3
- Use Sweeps to set target account balance by daily transferring of funds to or from a member source account. Only accounts maintained at Alabama ONE are available for Sweeps.
Flex Accordion
- The Flex Accordion is a versatile and unique musical instrument that falls into the category of free-reed aerophones.
- Accordion 1
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- When payroll funds are deposited via ACH, business members with employees that bank with Alabama ONE can have employee payroll funds distributed across multiple accounts such as savings accounts, checking accounts and even loan accounts held within Alabama ONE.
Flex Accordion
- The Flex Accordion is a versatile and unique musical instrument that falls into the category of free-reed aerophones.
- Accordion 1
- Accordion 2
- Accordion 3
What’s Your ONE?
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