Up to 1.0% off* any auto or recreational vehicle loan rate.
5 HOURS ONLY!
| Time | Rate Decrease |
|---|---|
| 7:00-7:59 AM | 1.0% |
| 8:00-8:59 AM | 0.8% |
| 9:00-9:59 AM | 0.6% |
| 10:00-10:59 AM | 0.4% |
| 11:00 AM-12:00 PM | 0.2% |
Earn up to 5.50% APY on a 6-month CD.**
5 HOURS ONLY!
| Time | Rate Increase | APY** (Increase Shown) |
|---|---|---|
| 7:00-7:59 AM | 1.00% | 5.50% |
| 8:00-8:59 AM | 0.80% | 5.30% |
| 9:00-9:59 AM | 0.60% | 5.10% |
| 10:00-10:59 AM | 0.40% | 4.90% |
| 11:00 AM-12:00 PM | 0.20% | 4.70% |
Loan Sale
*Application and membership with Alabama ONE Credit Union is required. This offer is not valid on loans currently held at Alabama ONE Credit Union, unless an additional $5,000 is added to the loan amount and the collateral must have the value to add and qualify for the discounted rate. Minimum loan amount is $5,000. Business loan for auto/recreational loan discounts up to maximum loan amount of $249,999.99. Applicant must apply online or in person on Wednesday November 27, 2024 from 7 AM CST and ends at 12:00pm CST to receive special loan discount offers off their qualified rate. Loan must be funded by December 13, 2024. Special loan rate offers vary according to application time stamp and credit score. Rate is subject to underwriting guidelines. Lowest rate with APR discount offered is 5.24%APR for 48 months. Can not be combined with rate reduction with automatic payment. Finance charges begin accruing as of the loan disbursement date. Certain limitations apply. Payment example: The monthly payment on a $10,000 auto or recreational vehicle loan at 5.24% APR for 48 months is $231.87. Not everyone will qualify for the lowest rate. See an Alabama ONE employee for further important details, including rates, term and other eligibility criteria.
Deposit Sale
**Annual Percentage Yield (APY) is valid as of 11/27/2024. Up to 5.50% APY and APY listed include the dividend rate increase. $5 membership fee required. $1,000 minimum to open and to obtain APY. Jumbo CD pricing is excluded. Must be funds from another institution, not funds already at Alabama ONE. Fees could reduce earnings on the account. Penalties for early withdrawal may apply. Certificate of Deposits automatically renew for another term at the rate and early withdrawal penalty in effect at the date of maturity for that Certificate of Deposit type. Dividends are compounded and paid quarterly. Applicant must apply online or in person on Wednesday November 27, 2024 from 7 AM CST until 12:00pm CST to receive special CD dividend rate increase on 6-month CD. CD must be funded by December 13, 2024. Dividends start to accrue at the time the CD is funded. Dividend rate increase varies according to application time stamp.