Ascend Checking

*This account is subject to a fee of $10 each month, if the account balance falls below $5,000. Rates may change after the account has been opened. New deposits must be funds from another institution, not funds already at Alabama ONE. Debit transactions are (checks, debit card transactions, ACH withdrawals, transfers). Fees could reduce earnings on the account. Excessive Transaction Fee of $0.15 for each debit transaction after 30. Account(s) with balances $5,000 - $499,999.99 qualify for relationship enhance­ment. Relationship enhancement does not apply to accounts where balance exceeds threshold balance $500,000 or greater. Qualified products may include, but are not limited to Digital Experience (requires Checking, e-Statements, and registered Online Banking Access), Consumer Credit Card, Consumer Secured Loan, Consumer Mortgage Loan/HELOC Loan, Commercial/Agriculture Loan, Commercial Credit Card, Ascend Fund, Wealth Relationship. Account(s) are reviewed monthly for eligibility.  For each of the listed enhancements; your account will receive an additional 0.20% dividend rate up to a maximum additional of 1.60% dividend rate. Dividends are compounded and paid monthly. Once a particular range is met, the Dividend Rate and Annual Percentage Yield for that balance range will apply to the full balance of your account. APY is accurate as of 11/01/2024.