Commercial Loans
The resources you need to grow
Most businesses — even the largest corporations in the world — borrow money to finance their operations. It’s pretty much just how business works. But your business can enjoy significant benefits when you partner with a credit union for your borrowing needs. That’s because we’re not here to turn a profit, we’re here to help you turn one. So we can typically offer you loans with lower fees and rates and flexible terms, too.
What’s more, as a busy business person, you’ll certainly appreciate the we-know-your-name, hands-on service you can only get from a local institution like Alabama ONE.
Equipment Lending
Whether it’s a couple of laptops or a fleet of commercial vehicles, every business needs some kind of equipment. And there’s really no such thing as inexpensive commercial equipment, right?
However, when you work with us, you can rest assured we’ll move heaven and earth to find the best possible financing for your company — and your budget.
- Production machinery
- Fixed assets
- Commercial vehicles and equipment
- Existing vehicle refinancing
Real Estate
Commercial real estate comes in many shapes and forms, from owner-occupied buildings to investment properties. Fortunately, we offer real estate loans in all shapes and sizes, too. But, all of our real estate loans do have a few things in common: competitive rates, flexible terms and no prepayment penalties.
- Owner-occupied properties
- Non owner-occupied properties
- Multi-family buildings
- Retail spaces and mixed-use development
- Student housing complexes
- Commercial land purchases and refinances, including agricultural land
Construction
Whether you’re building your brand-new headquarters, developing property or expanding your existing facility, we can structure a loan to fit your exact needs. And, again, you can count on us for competitive rates, flexible terms and no prepayment penalties.
- Owner-occupied properties
- Non owner-occupied properties
- Multi-family buildings
- Student housing complexes
- Retail spaces and mixed-use development
- Commercial land purchases and development
- Long-term financing available
- Flexible draw periods
- One-time close option available
Meet Your Commercial, Land & Agriculture Team
KELLEY MILLER
R.T. FLOYD
PATRICK ROBISON
BROOKE TRAWEEK
What’s Your ONE?
Want to Speak to an Expert?
Experience convenience with Penny, our 24/7 online chat service providing instant and accurate assistance. For personalized support, connect with our team through Live Chat from 7:00 AM to 5:00 PM, Monday through Friday. We're here to help whenever you need us.