Routing Number 262277189

Holiday Scams

It is October, and while many of us are gearing up for Halloween and Thanksgiving, the fraudsters are gearing up for their season as well. During the Holiday season, consumer defenses are down and generosity is up, but remember to make sure you keep yourself and your information safe. Don’t be an easy target. Be on the lookout for these scams designed to separate you from your money.

Phony charities:  Fraudsters play on emotions to scam people out of their money and phony charities are an easy way to make you feel sorry for someone. Be careful of fake charities contacting you by email or social media site, and even by text. The best practice is to give directly to a charity that is well known or that you are familiar with.   

Temporary holiday jobs: Stores and delivery companies always hire extra help around this time of year. Beware of solicitations on Craigslist or similar sites asking for personal information in exchange for a job lead. Always go to the source…apply on the company site or in person.

Free gift cards: Don’t fall for it. Whether it’s a popup on your favorite website, or a text message saying you won, don’t fall for this scam. It’s hard to turn down a free gift card of any amount. But remember, if you have to provide personal, private in order to receive something, just don’t do it.   

Fake checks and free gift offers: The same rule for fake checks and free gift offers would apply as well. Protect yourself by not falling prey to “easy-money” schemes like depositing checks and withdrawing funds in the form of money orders. Accept gifts from people you know and be vigilant to protect yourself.  

Gift card fraud: Avoid gift card fraud. Sometimes, the bad guys will copy the codes off the back of gift cards before they’re purchased and then wait for them to be activated to drain the funds. To protect yourself, try purchasing gift cards from behind store counters, and check preloaded cards to ensure they’re still loaded. Look at the back of the card to ensure the area with the protective scratch-off is intact.

Use your instincts.  Always remember the age old adage: “If something sounds too good to be true, it probably is.”

Debit Card Security Update

As the Holiday seasons approach and purchases sky rocket so is the potential for fraudulent debit card activity. Alabama One has implemented new security features to help protect you while shopping and traveling with your Visa debit card.

  • A pin number will now be required at certain merchants. Some merchants are more susceptible to fraud because a pin number is not required for a transaction.
  • A pin number will also be required for out of state transactions.

If you don’t know your PIN, no worries! We are here to assist you with that. To retrieve your pin number for your Visa debit card you may contact our Call Center Representatives at (205) 759-1595. They will be able to issue you one via USPS. Once you receive your pin number in the mail you can take it to any one of our ATMs and personalize it.

You may also stop by our Member Service Department located at our Main Office at 1215 Veterans Memorial Parkway, Tuscaloosa. You will be able to personalize your pin number instantly (Photo I.D. is required).

Let us help keep you safe during this Holiday season!

Don't Let Phony Sites and Apps Ruin Your Holiday

 

Debit Card Security Update

As the Holiday seasons approach and purchases sky rocket so is the potential for fraudulent debit card activity. Alabama One has implemented new security features to help protect you while shopping and traveling with your Visa debit card.

  • A pin number will now be required at certain merchants. Some merchants are more susceptible to fraud because a pin number is not required for a transaction.
  • A pin number will also be required for out of state transactions.

Don’t Know Your Pin Number??

No worries! We are here to assist you with that. To retrieve your pin number for your Visa debit card you may contact our Call Center Representatives at (205) 759-1595. They will be able to issue you one via USPS. Once you receive your pin number in the mail you can take it to any one of our ATMs and personalize it.

You may also stop by our Member Service Department located at our Main Office at 1215 Veterans Memorial Parkway, Tuscaloosa. You will be able to personalize your pin number instantly (Photo I.D. is required).

Let us keep you safe this Holiday season!