Routing Number 262277189

What is the Difference Between a Bank and a Credit Union?

Very simply, credit unions are a not-for-profit financial organization. They are owned and controlled by its members, and operated for the purpose of promoting thrift, providing credit at reasonable rates, and providing other financial services to its members. Credit unions differ from other financial institutions in that the members who have accounts in the credit union are the owners of the credit union and they elect their board of directors in a democratic one-person-one-vote system regardless of the amount of money invested in the credit union. A credit union’s policies governing interest rates and other matters are set by a volunteer Board of Directors elected by and from the membership itself. Credit unions offer many of the same financial services as banks, often using a different terminology; common services include: share accounts (savings accounts), share draft accounts (checking), credit cards, share certificates (certificates of deposit), and online banking.

Who Can Become a Member/Owner of Alabama One Credit Union?

Persons, and their immediate families, who live, work, worship, or attend school in, and businesses and other legal entities located in the following counties in Alabama: Tuscaloosa, Pickens, Fayette, Walker, Bibb, Hale, Greene, Mobile, Washington, Baldwin, Monroe, Escambia, Choctaw, Clarke, Wilcox, Marengo, Sumter, Morgan, Montgomery, Jefferson, and Shelby.

How Do I Join?

Stop by any one of our convenient branch locations to open your account. You may also shorten this process by calling us at 205-759-1595 or by clicking here for an on-line application.

What Is Involved in Becoming a Member/Owner?

All you have to do is make a minimum deposit of $25.00 into a share account. After that you have access to all of the Credit Union’s products and services.

What Are The Member Benefits?

Access to some of the finest financial products and services available anywhere, including lower than market rates on loans and higher than market rates on deposits.

What is the Alabama One Credit Union routing number?

The routing number is 262277189.

Wiring Instructions

Corporate America
Birmingham, AL
ABA #262-090-120

Further Credit To: Alabama One Credit Union
Tuscaloosa, AL
ABA #262-277-189

Final Credit To: Member's Name and Account #