Routing Number 262277189

Credit Cards

Credit Card

An upgrade to your current credit card. With our new Transcend VISA Rewards card, we make it easier to manage your everyday purchases with our new and improved VISA® Credit Card. Plus, with rates as low as 12.99% APR* and Breakaway Loyalty Rewards points earned for every dollar spent on retail purchases, saving money is now in reach!

Breakaway Loyalty Points

    • $1.00 spent = 1 point in rewards
    • The program is FREE
    • For current Alabama One VISA Credit Card account holders, your rewards have already started accruing effective 3/1! Visit and click on New User to set up your account.
    • For new Transcend Visa Rewards Credit Card holders, visit and click on New User to set up your account
    • Use the email address you used to set up your credit card
    • To link your account to another card in your household, login to, click My Account and enter the credit card information.  Begin redeeming points together immediately!
    • Points may take up to 2 weeks to appear on your account, especially online purchases or purchase made outside of the U.S.
    • Points expire after 3 years
    • For rewards redemption questions or reward account questions, please call 866-960-7977
How do I view my credit card statement?

Monthly statements are sent via U.S. postal service.
Members can also register their card at to view current and past activity as well as sign up for e-statements.

Are there any countries blocked due to fraud risk?

Mexico is currently blocked due to fraud risk.

How do I make my credit card payment?

*Please note payments may take 48 business hours to become available*

  • Payments can be made at any branch by cash, check, or transfer.
  • Monthly statements include prepaid postage envelopes for mail-in payments.
  • Online at with routing and account information.
  • Homebranch transfer.
  • Over the phone payment 800.808.7230

Apply NOW! Complete our fillable PDF application!

To report a lost or stolen ATM, DEBIT, or CREDIT CARD please call the following numbers:

For ATM/DEBIT CARDS call 1-866-209-7037

For CREDIT CARDS call 1-800-325-3678

Your credit score is an important part of your financial life. When you apply for a credit card, mortgage, car loan, mobile phone or even a power hookup, your credit rating is checked. Depending on your credit score, lenders will determine your credit worthiness. Learn more about your credit score and what it means to you by visiting